After graduating from Freed-Hardeman University Rick married Linda Byrd from Blytheville, Arkansas and soon afterwards they moved to Tupelo,Ms. where he began his financial career which consisted of 14 years with General Motors Acceptance Corporation and 28 years with BancorpSouth. He eventually moved to Corinth as Market President and retired after a 28 years career with them. He and Linda have 2 daughters and 3 granddaughters.